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Month: April 2006

Amzanig, huh?

Amzanig, huh?

     Aoccdrnig to rscheearch at Cmabrigde Uinervtisy, it deosn’t mttaer in what order the ltteers in a wrod are, the only iprmoetnt thing is that the frist and lsat ltteer be at the rghit pclae.  The rset can be a tatol mses and you can still raed it wouthit porbelm.  This is beuseae the human mind deos not raed ervey lteter by istlef, but the word as a wlohe.  Inst that amzanig?      How ever you decide to put your…

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The Staff of Life is Good and Cheap

The Staff of Life is Good and Cheap

   Throw out the Fruit Loops, Coco Puffs, and even the Wheaties.  Here’s good breakfast stuff made easy. Microwave Granola Mix thoroughly the following ingredients in a 4 quart microwave safe bowl: 8 cups rolled oats or six-grain rolled mix  +  l l/2 cups shredded coconut  +  ½ cup packed brown sugar  +  ½ cup honey  +  ½ cup cooking oil  +  ½ tsp salt  +  1 tsp vanilla  +  ½ cup any or all of the following: wheat germ,…

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Sweet and Sour Interest

Sweet and Sour Interest

   Payor:  “Good news:  interest rates are down.  I’ll refinance and borrow more.”    Payee:  “Bad news:  interest rates are down.  Where can I get a better return and less risk?”    “If I was offering an investment that you could put your money in and get an immediate 50% return, you’d beat my door down to buy it,” said the financial advisor.  “Look at your mortgage amortization and see how much you will save in interest expense if you…

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Vote, To Be “One Nation Under God.”

Vote, To Be “One Nation Under God.”

   We are admonished by the Lord to seek good men for public office who will uphold the constitutional laws of the land.  Likewise, the Book of Mormon prompts us to obey the God of this land, which if we do, we will be protected from all other nations under heaven.    How we vote seems to have a lot to do with what we choose to do on Sunday.  Religious leaders of all faiths are encouraging everyone to come…

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“One Nation Under God.”

“One Nation Under God.”

   Warned by the Lord of “conspiring men” who would deceive us into darkened paths in the last days, we face ever-increasing challenges to stay connected to the path of light and truth.  The revelation from DC 89 not only refers to the temporal laws of good physical health, but also promises spiritual “treasures of knowledge, even hidden treasures” that are the true course to freedom and life everlasting.    Those who would have you believe God has no place…

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The Almighty Dollar

The Almighty Dollar

   On 2 November 1979, two days before Islamic radicals took over the Tehran Embassy with 66 US hostages, a senior official and his family were trying to escape by car to the west.  After four hours of driving, the man stopped to buy fuel and food for his family.  Tourists traveling abroad will attest that usually the American dollar can buy anything at any time in any country in the world.  Our currency is baseline in valuing all other…

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Tools or Toys?

Tools or Toys?

   The old axiom “them that has, gets,” implies that those who control tools and resources can increase their holdings.   However, a second axiom says “them that got, has to work harder to keep it.”    Your financial success is dependent on learning the difference between precious ore and overburden.  The truly impoverished are those who lack resources of any kind, and are denied opportunity.   But many that “got” stuff can become overburdened when many unnecessary possessions become a financial…

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Shrinking Net Worth

Shrinking Net Worth

   In l992 Hurricane Andrew was the nations most costly natural disaster of the century.  But in 2003, Hurricane Isabel, hailstorms in Dallas, and the California fires combined to almost exceed the dollar cost of Andrew’s devastation.  Add to these losses the fact that from 1999 to the end of 2002 the US Stock Market suffered its worst period since the l929 crash.  You were lucky if the net worth in your retirement plan or investment portfolio didn’t sink by…

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Debt Danger Signal Quiz

Debt Danger Signal Quiz

                                                                                                                                                      YES     NO Are you using credit cards for items you used to pay for with cash?                                     / Is an increasing percentage of your income going to pay for interest expense?                   / Are you tapping more of your savings to pay current bills?                                                     / Your savings should be at least three months’ take-home pay.  Is yours inadequate?        / Are you making only minimum payments on revolving charge accounts?                            / Are you shuffling debt from one card to another on 0% introductory…

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Living With a Mean Mother

Living With a Mean Mother

     On Good Friday, 1964, at 5:36 pm, Mother Nature dealt out a Richter 9.1 earthquake centered north of Alaska’s Kenai Peninsula.  It leveled the port town of Whittier ten miles east of the epicenter, and dropped 3rd and 4th streets 30 feet in Anchorage 70 miles to the west.  With a force equal to 1,000 Hiroshima bombs the quake went on for 4 minutes and left 90% of all Alaskans without power, water, sewer, and supplies.  Fortunately, airport runways…

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